Returns & Refunds Policy

Return & Refund Policy


Our Return and Refund Policy was last updated 21 August, 2023.

Thank you for shopping at Schward Consulting.

If, for any reason, You are not completely satisfied with a purchase We invite You to review our policy on refunds and returns.

The following terms are applicable for any products that You purchased with Us.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Return and Refund Policy:

  • Company” (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to FX Consulting Pty Ltd T/A Schward Consulting.

  • Goods” refers to the items offered for sale on the Service.

  • Orders” means a request by You to purchase Goods from Us.

  • Service” refers to the Website.

  • Website” refers to Schward Consulting, accessible from https://www.schward.consulting
  • You” means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Your Order Cancellation Rights

You are entitled to cancel Your Order within 30 days if you are unsatisfied for any reason.

The deadline for cancelling an Order is 30 days from the date on which You received the Goods or on which a third-party you have appointed, who is not the carrier, takes possession of the product delivered.

In order to exercise Your right of cancellation, You must inform Us of your decision by means of a clear statement. You can inform us of your decision by:

We will reimburse You no later than 30 days from the day on which We receive the returned Goods. We will use the same means of payment as You used for the Order, and You may incur transaction fees for such reimbursement.

Conditions for Returns

In order for the Goods to be eligible for a return, please make sure that:

  • The Goods were purchased in the last 30 days
  • The Goods are in the original packaging
  • The following Goods cannot be returned:
  • The supply of Goods made to Your specifications or clearly personalized.
  • The supply of Goods which according to their nature are not suitable to be returned, deteriorate rapidly or where the date of expiry is over.
  • The supply of Goods which are not suitable for return because they were unsealed after delivery.
  • The supply of Goods which are, after delivery, according to their nature, inseparably mixed with other items.
  • Digital goods, including but not limited to, ebooks, pdf, audio material, and video material.

We reserve the right to refuse returns of any merchandise that does not meet the above return conditions in our sole discretion.

Returning Goods

You are responsible for the cost and risk of returning the Goods to Us. You should send the Goods at the following address:

FX Consulting Pty Ltd T/A Schward Consulting

Suite 103, 69 Christie Street, St Leonards, 2065 Australia.

We cannot be held responsible for Goods damaged or lost in return shipment. Therefore, We recommend an insured and trackable mail service. We are unable to issue a refund without actual receipt of the Goods or proof of received return delivery.

Late or Missing Refunds

If you haven’t received a refund yet, PLEASE check your bank account again.

Then contact your credit card company, it may take some time before your refund is officially posted.

Then contact your bank. There is often some processing time before a refund is posted.

If you’ve done all of this and you still have not received your refund yet, please contact us at support@schward.consulting.

Contact Us

If you have any questions about our Returns and Refunds Policy, please contact us:

  • By sending us an email: support@schward.consulting
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